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LEARN WHAT ARE THE DIFFERENT REAL ESTATE INVESTMENT LOANS WE OFFER

Check out below!

1. FIX/FLIP OVERVIEW

Exposure Limits (LOC) for experienced or inexperienced investors.

  • Industry-leading rates
  • No appraisals are required on eligible Standard Fix & Flips
  • Interest accrual on Drawn balance
  • 12 and 18-month term options
  • Funding up to:
    • 95% Acquisition and Rehab Costs
    • 100% Rehab Budget held in escrow
    • 75% Max LTV based on ARV
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2. RENTAL LOAN 

Single Rental Overview

  • New Competitive Rates
  • 30-year term with interest-only options available
  • No personal income or tax returns required
  • No-fee alternative valuation and rent schedule on eligible loans
  • 80% Max LTV on Purchase and Rate & Term Refi
  • 75% Max LTV on Cash-Out Refi
  • SFR, Condo, Townhome, 1-4 unit property
  • Property must be in rent-ready condition.
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3. BRIDGE LOAN OVERVIEW

Exposure Limits (LOC) for experienced or inexperienced investors.

  • Individual property loans up to $3MM
  • No appraisals are required on eligible properties
  • Minimum 620 FICO
  • As-is appraisal only, no ARV required
  • SFR, multi-family, condos, and townhomes eligible
  • Funding up to:
    • 90% LTC on purchases
    • 80% LTC on refinances
    • 80% LTC on multi-family
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4. CONSTRUCTION LOAN OVERVIEW

Minimum Experience: (1) completed new construction build or fix & flip in the past 36 months that has been sold or is currently rented.

  • Ideal for infill, tear down & spec homes, not for new subdivisions
  • 12-18 month term for build-ready lots in urban locations
  • Business purpose loan with no income requirements
  • Interest paid on drawn balance option (180 days minimum)
  • Funding up to:
    • 100% LTC on purchases
    • 85%   LTC | 70% LTV for Single Unit
    • 80%   LTC | 65% LTV for Multi-Unit (2+) 
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5. PORTFOLIO LOAN 

Portfolio Express Overview

  • 30-year term for 2 to 20 properties/units
  • Recourse loans
  • Combines 1.15x DSCR minimum
  • Full amortization or interest-only options are available
  • Loans from $200K to $5MM
  • The minimum property value of $100K
  • Funding up to:
    • 80% LTV on purchases and limited cash-out refi
    • 75% LTV on a cash-out refi

Portfolio Standard Overview

  • 5, 7, or 10-year terms for 5+ properties/units
  • Non-recourse option available for loans ≥ $1MM
  • DSCR down to 1.15x using 75% of gross rents
  • Full amortization or interest-only options are available
  • Interest-only option available
  • Loans from $750K to $10MM
  • The minimum property value of $40K (LTV is reduced for properties worth less than $75K)
  • Funding up to:
    • 80% LTV on all transactions
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New dates will be available soon for free online training. Contact our office for more details!

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New dates will be available soon for free online training. Contact our office for more details!

Have questions that need an immediate response?

Call office number to schedule an appointment!

855-622-7664